An auto accident is already a disastrous event, but there is one thing that could make it worse –when the other driver doesn’t have insurance. However, the fact that they don’t have insurance doesn’t mean that you can’t get damages from them.
The usual situation when you encounter an uninsured driver is that they don’t have insurance because they can’t afford it. This means that if you take them to court for medical bills and property damage even if you win you may not get much compensation. The court realizes that they cannot make an individual pay what they do not have, but they can make them pay a set weekly amount that they can afford to cover your damages. If the uninsured driver fails to pay, the court can freeze their assets and generally force their hand.
Typically this is a poor situation for all those involved. The victims of the accident feels bad for suing someone without means to pay for the damage, and the negligent party becomes even more financially imperiled by the fact that they have to slowly pay back the damages. It really is a no-win situation, which is why it is so important to have insurance. An accident may make your premiums go up, but it is there to pay for damages when you really need it.
If you have been in an accident with an uninsured driver and need legal representation for your court case, contact us. We can make sure that your damages are paid without making the process more drawn out and painful than it needs to be.