Accidents between automobiles happen every day, and in most cases, they are pretty straight-forward. Unusually one party is at least mostly responsible and their insurance covers the damages of the other party. Unfortunately, if you have been involved in an accident with a truck, you will fight getting that coverage for your damages, and your injuries will be just ever so more likely complex. This is why when in an accident with a truck, there are a few extra things to consider.
Extra Factors in Truck Accidents
The most obvious new factors to consider are that trucks are much bigger than cars and are often hauling heavy loads of freight. Obviously, this will result in more serious accidents for the auto driver involved while the truck might be relatively unscathed. Bigger injuries, bigger damages, and because of that, bigger costs are involved. However, if those were the only factors to consider, truck accidents would still be more straight-forward, the problem lies with the lesser known factors to consider in trucking accidents.
Dealing With Bigger Insurance Policies
Unlike your standard auto policy, the insurance policy on a commercial truck is much larger due to the size of the vehicle and the amount of damage that one can inflict on a smaller vehicle. As these insurance policies can be worth so much more to those involved in an accident, the insurance company will put infinitely more effort in escaping liability.
You can be assured when dealing with an insurance adjuster in charge of the truck’s insurance, they will be their most experienced employee and well-versed in complex tactics to leave you with nothing or, at least, much less than you deserve.
As trucks often work interstate, the company will be under the thumb of a number of different regulations administered by the Department of Transportation and the Federal Motor Carrier Safety Administration. Regulations dictate specific maintenance of the truck, inspections, and logbooks of the driver. These regulations are many and complex in nature, which can open up new avenues for compensation, but also make determining liability for the uninformed motorist very difficult.
As mentioned above, the many regulations that govern trucks mean that it might not just be the truck driver that is liable. The truck driver might have been on the road too long by falsifying their log book, but the trucking company could have also been neglectful in their maintenance or inspections that lead to malfunctions. Furthermore, if a specific part was faulty, the manufacturer of the truck can also bear some of the blame.
For this reason, you need to be diligent in determining what caused the accident and who can be held liable for it, or otherwise cut yourself off from potential compensation. This is where the help of a skilled attorney comes in.
Need Legal Representation?
While standard auto accidents can benefit from legal representation, it becomes a must for trucking accidents. While lawyers who handle auto accidents also do trucking accidents, dealing with trucking accidents often requires slightly more experience. A good truck accident lawyer will know how to navigate the complex waters of trucking regulation to find true liability and they will also be well-versed in the new tactics that trucking insurance will employ in order to escape paying you what you are owed.
If you were involved in an accident with one of the many trucks that use the roadways in the Los Angeles area, contact us today. Let the Law Firm of Freeman & Freeman put our years of experience to work making sure your likely substantial damages are covered in full so you aren’t stuck with the bill.